Faith-Driven Investment Management
A Principled Strategy for Long-Term Growth
At Oakstreet Financial, we help you invest on purpose. Our approach begins with Biblically Responsible Investing, which avoids companies involved in abortion, pornography, exploitation, or other practices that violate Biblical ethics.
As a fee-only fiduciary, we construct portfolios with care. We use a thoughtful mix of equities, fixed income, protected growth strategies, and select alternatives to match your needs. Every recommendation is made in your best interest, with a long-term focus and a commitment to stewardship.
How We Allocate Capital
Equities
Equities represent ownership in companies and remain one of the most effective ways to build long-term wealth. Our approach combines broad market funds for diversified exposure with carefully selected individual stocks where they can enhance quality and return potential. This allows participation in market growth while managing risk with discipline and intention.
This structure seeks to capture the market’s return potential without unnecessary risk, helping portfolios stay aligned with client goals across full market cycles.
Every equity strategy we offer is guided by a Biblically Responsible Investing (BRI) framework. We exclude companies involved in abortion, pornography, exploitation, or other practices that violate historical Biblical ethics. For Catholic clients, our screening standards meet and in many cases exceed the U.S. Conference of Catholic Bishops (USCCB) guidelines for morally responsible investing.
Fixed Income
Fixed-income investments, commonly known as bonds, are debt instruments. When you invest in fixed income, you are lending money in exchange for regular interest payments and the return of your principal at maturity.
Fixed-income investments, such as bonds, provide stability and a steady stream of income. They balance the growth potential of equities and help reduce overall portfolio risk.
At Oakstreet, we build diversified fixed income portfolios that go beyond traditional bonds. Our approach combines government, corporate, and other credit strategies to create income that is reliable and resilient.
Every allocation is tailored to your goals and risk capacity, designed to bring steadiness through changing market conditions.
Alternative Investments
Alternative investments include assets outside of traditional stocks and bonds. These may involve private credit, real estate, structured income products, or other so-called non-correlated strategies.
We use alternatives thoughtfully, not to chase high returns, but to diversify risk, enhance income, and strengthen portfolio resilience.
Alternatives are not a replacement for equities or fixed income. They are a complement that can help smooth volatility and provide additional sources of return. When used with clear intent and purpose, they bring depth and flexibility to a well-constructed investment plan.
Protected Growth Strategies
We use fee-based fixed index annuities selectively, as part of a broader strategy to reduce client risk and improve portfolio diversification.
Fixed index annuities offer a unique combination of principal protection and the potential for market-linked growth. They can help reduce sequence-of-returns risk and add stability to retirement income planning, especially during volatile markets.
When appropriate, they serve as a complement to your equity, alternatives and fixed income holdings, providing an added layer of downside protection without giving up long-term growth potential.
Ready to Build with Purpose?
If you want an investment strategy that reflects your values, protects your future, and works for the long haul, we would be honored to serve you.
Our process is clear, disciplined, and focused on what matters to you.
Build Confidence in Your Future
Investment Management FAQs
Can Biblically Responsible Investing (BRI) protect my portfolio from financial risk?
No investment strategy eliminates risk. Markets fluctuate, and risk is part of the process. What protects you is a clear philosophy, thoughtful diversification, and discipline. BRI complements this by aligning your wealth with your values. This discipline is especially important in retirement planning, where a clear strategy helps preserve income and peace of mind.
Do I have to choose between performance and values?
No. You do not need to sacrifice performance to invest with integrity. Our approach pursues long-term growth while avoiding companies that conflict with Biblical ethics.
Is your faith-based investing approach too restrictive or narrow for a diversified portfolio?
No. While we screen out companies that violate Biblical values, we still have thousands of quality investments to work with. Removing companies with moral and legal risks often strengthens portfolios.
Is values-based investing only for retirement accounts, or can it be used more broadly?
No. Biblically Responsible Investing (BRI) can be applied across account types, including IRAs, trusts, charitable giving accounts, and brokerage accounts. BRI is not currently available within 529 education savings accounts due to restricted investment choices.
What makes your approach different from other Christian advisors?
A lot of advisors claim to offer faith-based investing, but when you look under the hood, their portfolios fund the same companies as secular funds. At Oakstreet Financial, we don’t just use the label. We back it up with data. Every investment is screened through Inspire Investing’s Inspire Insight platform and scored using their proprietary Inspire Impact Score™. You can see the score for yourself.