Oakstreet Financial

WHAT WE DO

Investment & Financial Planning Services

Invest On Purpose

Oakstreet Financial is a non-commission advisory firm dedicated to serving only people and businesses committed to investments that promote human flourishing. Our investment strategies are faith-based. In addition to technical analysis, we look at every investment from a moral and values perspective.

We seek out investments in companies that are making a positive impact in the world. We also actively avoid investments in companies operating against traditional values like pornography and child labor.

Research shows that investing with intention does not mean sacrificing returns. We provide our clients with comprehensive financial services designed to bring them value while also impacting the world for good.

Financial Planning

A core part of Oakstreet's offering is financial planning. A financial plan is a thorough account of a person or family's long-term goals for financial protection and security, as well as a detailed savings and investment strategy to reach those objectives. Our complimentary financial plan includes an overview of the current economic picture, review of investments, a debt reduction plan (if appropriate), and insurance needs analysis.

Get started now. Contact us for a no-cost consultation. This offers an opportunity for those considering our services to learn about our firm. Additionally, we value getting to know each person, family, or organization we might be serving.

Click here to schedule your FREE consultation.

WE ANSWER TOUGH QUESTIONS LIKE THESE:

• Will I have enough money to retire?

• Should I rollover my 401k, 403b, or another retirement account from a previous employer?

• How should I save for my child's education?

• Would my family be OK financially if I died prematurely?

• How will I pay for long-term care if I need it?

• Where should I invest my money?

• Which debts should I pay off first?

• Will I outlive my money?

• When can I retire?

OUR SERVICES:

• Financial Planning

• Saving for retirement

• 401k, 403b, and other retirement account rollovers

• Term life insurance <-- Click to learn more.

• Legacy planning

• Retirement transitioning

• Long-term care insurance

• Income during retirement

• Education savings

WHY CHOOSE US?

Invest on Purpose

Investment & Financial Planning For Those Who Support Human Flourishing:

We help clients invest in their future while making a positive impact.
We provide clients with professionally managed portfolios from a globally acclaimed investment management team.
Partner with an advisor who shares the same traditional values and goals as you do.
Planning services to help you can make informed decisions for your financial future.
Find out how investing can impact the world for God’s glory and human flourishing.

HOW IT WORKS

Our Process

Discover

During the discovery meeting, we discuss your goals, objectives, and values. We listen for potential financial challenges and opportunities. We ask you for current investments and completion of a simple, confidential questionnaire. The information gathered is used to create your personalized financial road map.

Analyze

We analyze the data collected during Discovery to identify various solutions that may used to protect your family income and enhance your asset growth for the future. We also screen your investments to identify potential conflicts with Biblical values. We use the information to help develop your customized plan.

Implement

We present the results of our findings, including an Inspire Impact Report, gaps identified, potential solutions, and start implementing a plan. There could be several meetings depending on the complexity of your situation and time constraints. If possible, we will limit each session to 90 minutes or less.

Review

We understand life is always in flux, and it is essential to review your financial situation together regularly. These might be face-to-face meetings or via web-conferencing technologies. We also offer a complimentary monthly email newsletter to keep you abreast of the latest developments in the financial world.

OUR IDEAL CLIENT

Could this be you?

We welcome the opportunity to learn more about you. While we serve many types of people, we only work with people and businesses committed to investing in companies that promote human flourishing.

Unlike many advisors, we don't think it is fair to work with someone unless we can truly and clearly bring value. For this reason, we only work with our client's entire investment portfolio because it is the only was way can manage their wealth properly.

If you meet the description below, then you will likely find the value in our services:

Willingness to be open and honest regarding your financial life.
Have a reasonable expectation of the markets and investment returns.
Long-term focused.
You are seeking a comprehensive relationship with a financial advisor.
Understand the benefit and the necessity of meeting regularly with your advisor.
You are responsive to phone calls and emails.
You welcome Oakstreet's faith-based approach to investing.
You have a minimum of $100,000 to invest.

Do these traits sound like you? If so, let’s connect and get started today!

ABOUT OAKSTREET FINANCIAL

OUR PURPOSE

What we do: Investment & Financial Planning Services for those who Support Human Flourishing

Our Mission: Our mission is to provide our clients with comprehensive financial services designed to bring them value while also impacting the world for God's glory.

Our Vision: Our vision is to provide professionally managed faith-based portfolios, comprehensive financial management, and ongoing discussions to earn our client's confidence and help them achieve their financial objectives.

Our Pursuits:

Fair - We pursue a vision of business that is humble, transparent, and blesses others. We expect excellence in our work and to do what is right, even when no-one is looking.
Faithful - We pursue living boldly and on purpose. We are willing to depart from consensus opinion and resolve to always select investments that contribute to human flourishing, create value, and maintain focus on financial success.
Friendly - We pursue treating everyone with the respect they deserve as human beings made in the image of God. We aim to encourage and live our authentic selves before others.

INVESTMENT PHILOSOPHY

Invest With Confidence

Our investment philosophy begins by interviewing clients to identify their investment profile, values, and insurance needs. Our discovery process includes, but is not limited to, investments, financial situation and needs, tax status, investment objectives, investment experience, investment time horizon, liquidity needs, risk tolerance, and current insurance information.

Next, based on the information collected, we make recommendations consistent with traditional values and the best interests of our client.

We think high-quality companies that excel at creating value for others can also offer superior long-term risk-adjusted returns. Options, futures, cryptocurrency, and penny stocks are not a part of our investment philosophy.

We go beyond recommending products and services that are suitable. We are bound by the law as a fiduciary to act ethically and responsibly to manage assets for the benefit of our clients rather than for our profit.

We consider it a privilege and a joy to be trusted with such a vital part in our client's lives.

WE ARE INDEPENDENT

Impartial Financial Advice

Your Best Interest

Unlike many advisors, we do not accept compensation based on investment product sales. Operating fee-only allows us to reduce conflicts of interest and provide more balanced and comprehensive advice. Fee-only advisors have fewer inherent conflicts of interest, and generally, offer more in-depth advice and services.

Why is independence important?

In a profession based on objective advice, true independence offers many choices intended to benefit you, the client. Your choice of an independent financial professional is the first step in getting unbiased recommendations and impartial guidance based directly on your goals and needs.

An independent financial professional is not an employee of an investment or financial services firm - they are an independent business owner. They have the freedom to structure their business in a manner that best serves their clients. An independent professional is much different from a captive advisor who may work for firms that are conglomerates such as commercial banks, investment banks, or insurance companies.

What is a Registered Investment Advisor?

Just as you can choose your financial professional, the financial professional selects a Registered Investment Advisor (RIA) firm to run their investment and advisory business through. Generally, an independent RIA does not underwrite securities, have proprietary funds, create research, or engage in investment banking.

An independent RIA allows financial professionals to offer non-proprietary products, such as mutual funds, ETFs, or insurance products through a variety of companies. The RIA generally provides services to the financial professional that include processing investment business, marketing assistance, practice management, and education. Also, an RIA holds responsibility for regulatory compliance and adherence to securities laws designed to protect the investing public.

We chose to run our investment business through the independent Registered Investment Advisor (RIA) Inspire Advisors.

When we decided to operate independently for all the reasons above, we chose to be a part of the Inspire Advisors team because they are steadfast about glorifying God in all areas of business and in their personal lives. They offer the widest range of investment strategies that align with our values.

Inspire Advisors is one of the few 100% Biblically Responsible Investing (BRI) firms in the country. This focus allows them to research and develop a wide variety of investment strategies designed to fit our client's varying goals and objectives.

Joining your faith and finances brings a peace beyond the volatility that the rest of the world endures.

Does this concept stir your curiosity? Scheduling a free consultation is easy.

OUR STORY

How We Got Here

PURPOSE

In 1972, after returning home from Vietnam, David's father, Dave Eck, Sr. learned his uncle had sold him an over-priced whole life insurance policy, which would leave his wife and family destitute should something happen to him. Realizing he and countless others were being similarly exploited, his passion became helping them avoid the same mistake.

EDUCATE

Under the tutelage of a fellow Army officer, Dave was licensed and started a lifelong campaign to teach families how money works. Over the years, Art Williams, Larry Burkett, Dave Ramsey, and others have popularized those same practical principles.

"I believe that through knowledge and discipline, financial peace is possible for all of us." - Dave Ramsey

CULTURE

Today, half a century later, David Eck and the Oakstreet Financial team continue the tradition of easy-to-understand financial solutions designed to help clients make educated decisions about their financial goals.

We're here for you. Contact us to learn if our services are a good fit for you or have questions.

David M. Eck

Financial Advisor

LEARN

Resources For Your Financial Journey

Good News Ahead

Investing

We have news that may benefit you and your family and help you get more value from your investment dollars. We've decided to move our practice to advisory only — no more commission-based investments! Also, there will be a focus on investing in companies that promote human flourishing and a...

Why BRI Now?

Personal,Investing

My journey to Biblically Responsible Investing (BRI) started during the summer of 2019. Another financial advisor at my previous firm posted on our internal website asking for help. She had a client who was requesting only "Christian based Mutual funds" and didn't know what to offer. I thought...

Getting Personal

Personal

The best part of my day is talking with my clients and hearing their unique stories. Frankly, I'm a pretty curious guy. I enjoy learning about other people's backgrounds, passions, beliefs, and whatever they're interested in sharing. In the Our Story section of the Oakstreet Financial website, I...