WHAT WE DO
Advancing Human Flourishing through Morally Responsible Investment & Financial Planning Services
Invest On Purpose
Oakstreet Financial is a non-commission advisory firm that serves people and businesses committed to a free and virtuous society.
Our investment strategies are built using technical and fundamental analysis and morals-based screens. We seek investments in companies making a positive impact and avoid companies operating against traditional values like pornography and child labor.
We provide our clients with comprehensive financial services designed to bring them peace, abundance, harmony, and joy.
A core part of Oakstreet's offering is financial planning. Financial planning includes investment analysis, insurance review, cash flow planning, estate planning, retirement planning, tax planning, employer benefits review, charitable giving, and education planning.
Get started now. Contact us for a no-cost consultation. This allows those considering our services to learn about our firm. Additionally, we value getting to know each person, family, or organization we might be serving.
WE ANSWER TOUGH QUESTIONS LIKE THESE:
• Will I have enough money to retire?
• Should I roll over my 401k, 403b, or another retirement account from a previous employer?
• How should I save for my child's education?
• Would my family be OK financially if I died prematurely?
• How will I pay for long-term care if I need it?
• Where should I invest my money?
• Which debts should I pay off first?
• Will I outlive my money?
• When can I retire?
• Financial Planning
• Saving for retirement
• 401k, 403b, and other retirement account rollovers
• Term life insurance <-- Click to learn more.
• Legacy planning
• Retirement transitioning
• Long-term care insurance
• Income during retirement
• Education savings
WHY CHOOSE US?
Invest on Purpose
Financial Planning For People and Businesses Committed to Human Flourishing:
We help clients invest in their future while making a positive impact.
We provide clients with professionally managed portfolios from a globally acclaimed investment management team.
Partner with an advisor who shares the same traditional values and goals as you do.
Planning services to help you can make informed decisions for your financial future.
- Find out how investing can impact the world for God’s glory and human flourishing.
HOW IT WORKS
OUR IDEAL CLIENT
Could this be you?
We welcome the opportunity to learn more about you. While we serve many types of people, we only work with people and businesses committed to human flourishing.
We don't believe it is fair to work with someone unless we can genuinely bring value. For this reason, we only work with our client's entire investment portfolios because it is the only way to manage their wealth properly.
If you meet the description below, then you will likely find the value in our services:
- Willingness to be open and honest regarding your financial life.
- Have a reasonable expectation of the markets and investment returns.
- Long-term focused.
- You are seeking a comprehensive relationship with a financial advisor.
- Understand the benefit and the necessity of meeting regularly with your advisor.
- You are responsive to phone calls and emails.
- You welcome Oakstreet's faith-based approach to investing.
- Have a minimum of $250,000 to invest or equivalent Financial Planning Engagement.
ABOUT OAKSTREET FINANCIAL
What we do: Advance human flourishing through morally responsible investments & financial planning services.
Our Mission: Provide our clients with comprehensive financial services designed to bring them spiritual and material peace, abundance, harmony, and joy.
Our BEST Values:
- BLESSING - We work hard to bless our clients, team, God, and the world.
- EXCELLENCE - Our clients and our God deserve our best, so we strive for excellence in everything — people, products, processes, and profits.
- STEWARDSHIP - God owns it all. We manage His resources according to His values for His glory.
- TRANSFORMATION - We work hard to promote a free and virtuous society by advancing the morally responsible Investing movement and teaching historically sound economic principles.
Invest With Confidence
Our investment philosophy begins by interviewing clients to identify their investment profile, values, and insurance needs. Our discovery process includes, but is not limited to, investments, financial situation and needs, tax status, investment objectives, investment experience, investment time horizon, liquidity needs, risk tolerance, and current insurance information.
Next, based on the information collected, we make recommendations consistent with traditional values and our client's best interests.
High-quality companies that create value for others can also offer superior long-term risk-adjusted returns.
Research shows that investing with intention does not mean sacrificing returns. Options, futures, cryptocurrency, and penny stocks are not a part of our investment philosophy.
We go beyond recommending products and services that are suitable. We are bound by the law as fiduciaries to act ethically and responsibly to manage assets for the benefit of our clients rather than for our profit.
We consider it a privilege and a joy to be trusted with such a vital part of our clients' lives.
WE ARE INDEPENDENT
Impartial Financial Advice
Your Best Interest
We do not accept compensation based on investment product sales. Operating fee-only allows us to reduce conflicts of interest and provide more balanced and comprehensive advice. Fee-only investment advisors have fewer inherent conflicts of interest and generally offer more in-depth advice and services.
Why is independence important?
In a profession based on objective advice, true independence offers many choices to benefit you, the client. Your choice of an independent financial professional is the first step in getting unbiased recommendations and impartial guidance based directly on your goals and needs.
An independent professional is much different from a captive advisor who may work for firms that are conglomerates, such as commercial banks, investment banks, or insurance companies.
An independent financial professional is not an investment or financial services firm employee - they are an independent business owner. They are free to structure their business to best serve their clients.
What is a Registered Investment Advisor?
Just as you can choose your financial professional, the financial professional selects a Registered Investment Advisor (RIA) firm to run their investment and advisory business through. Generally, an independent RIA does not underwrite securities, have proprietary funds, create research, or engage in investment banking.
An independent RIA allows financial professionals to offer non-proprietary products through various companies, such as mutual funds, ETFs, or insurance products. The RIA generally provides services to financial professionals, including processing investment business, marketing assistance, practice management, and education. Also, an RIA holds responsibility for regulatory compliance and adherence to securities laws designed to protect the investing public.
We chose to run our investment business through the independent Registered Investment Advisor (RIA) Inspire Advisors.
When we decided to operate independently for all the reasons above, we chose to be a part of the Inspire Advisors team because they are steadfast about glorifying God in all areas of their business and personal lives. They offer the broadest range of investment strategies that align with our values.
Inspire Advisors is one of the country's few 100% Biblically Responsible Investing (BRI) firms. This focus allows them to research and develop various investment strategies to fit our client's varying goals and objectives.
Joining together faith and finances brings peace beyond the fear, uncertainty, and doubt that the rest of the world endures.
Does this concept stir your curiosity? Scheduling a free consultation is easy.
How We Got Here
In 1972, after returning home from Vietnam, David's father, Dave Eck, Sr., learned his uncle had sold him an over-priced whole life insurance policy, which would leave his wife and family destitute should something happen to him. Realizing he and countless others were being similarly exploited, his passion became helping them avoid the same mistake.
Under the tutelage of a fellow Army officer, Dave was licensed and started a lifelong campaign to teach families how money works. Over the years, Art Williams, Larry Burkett, Dave Ramsey, and others have popularized those same practical principles.
"I believe that through knowledge and discipline, financial peace is possible for all of us." - Dave Ramsey.
Today, half a century later, David Eck and the Oakstreet Financial team continue the tradition of easy-to-understand financial solutions designed to help clients make educated decisions about their financial goals.
We're here for you. Contact us to learn if our services are a good fit for you or have questions.
David M. Eck
BOOK YOUR APPOINTMENT TODAY!
Invest on Purpose